What I’d Tell a 21-Year-Old Now

My niece is turning 21 in a couple of weeks. That milestone prompted me to go back and read a post I wrote in 2013 called Advice for a New 21-Year-Old.

Reading it now, I still stand behind it. But a lot has changed in the world and in me since then. A 21-year-old stepping into adulthood today faces a different landscape than the one I was writing about then. After more than a decade of watching young people navigate it, I think an update is in order.


Back in 2013, I intentionally opened with drinking and gambling. Those are two of the classic threshold items attached to turning 21. Things the world suddenly says you’re allowed to do.

Turning 21 feels significant in part because it comes with new freedoms. New access. New choices. New opportunities to say yes to things that used to be off limits.

But if I were to distill what I want to say today, it’s this:

The most important part of turning 21 isn’t what you’re allowed to do. It’s what you’re responsible for doing with your new freedom.


On Drinking

Back in 2013, I wrote specifically about types of alcohol, mixing drinks, drinking water between drinks, and a few other practical things. The tips were fun, and I meant them. But what I was really trying to say was simpler.

Don’t let alcohol become the thing that teaches you who you are.

A 21-year-old can easily mistake access for maturity. Being allowed to drink is one thing. Knowing how to carry yourself is another.

If you choose to drink, stay in charge of yourself. Stay aware. Stay responsible. Don’t confuse recklessness with fun, or excess with adulthood.

There’s nothing impressive about losing control, hurting people, damaging your future, or building habits that begin as entertainment and slowly become dependence.

Freedom says you can. Wisdom says you don’t always have to.


On Gambling

Gambling is worth talking about, less for the casino tips and more for what it teaches us about life.

A lot of life will tempt you into thinking you can outsmart systems that were built to profit from your confidence. Sometimes that system is a casino. Sometimes it’s consumer debt. Sometimes it’s a flashy investment story. Sometimes it’s just your own belief that you’re the exception to every warning sign.

Understand the odds. Understand the incentives. Understand that some games were built for you to lose slowly enough that you keep playing.

That lesson applies far beyond cards, dice, and slot machines.


On Money

At 21, your income may still be modest. Your savings may be thin. But your financial decisions aren’t any less meaningful.

This is the age when you should begin learning how money actually works.

Learn how to live below your means. Save at least 10% of your income, always. Learn how savings accumulate and compound over time. Einstein called compound interest the most powerful force in the universe, and he was right.

Learn how debt can easily grow if you allow it. Learn how investing works. Learn what markets do over time. Learn what risk is and what it isn’t. Learn how compounding works for you, or against you.

Don’t hand the whole subject over to experts and decide this isn’t for you.

It is for you.

Nobody can make this investment in your understanding except you. It’ll take effort, time, and discipline, but the payoff will be enormous. The earlier you begin, the more options you give yourself later.


On Taxes

This is one area I would add much more explicitly today.

Taxes shape your paycheck, your investments, your business decisions, your home decisions, and your retirement decisions. They are one of the most powerful forces shaping the economy around you. Most people your age treat taxes like background noise. They are anything but background noise.

Learn how federal income taxes work. Learn how your state handles taxes, including property taxes. Learn the basic tax forms. Learn what withholding is. Learn the difference between deductions and credits (it’s a big one). Learn how capital gains differ from ordinary income.

Most importantly, learn how and why governments shift tax policy. You’ll find that it’s often less about revenue generation and more about encouraging or discouraging certain behaviors. When you understand this, the debates about tax policy start making a lot more sense.

You don’t need to become a tax attorney. But you do need to stop treating taxes as some mysterious thing that happens in the background while adults in suits handle it for you.

The sooner you understand taxes, the less often you’ll be surprised by them.


On AI and Paying Attention to the Future

This didn’t belong in the 2013 version the way it does now.

If I were talking to a new 21-year-old today, I’d tell them to learn how to use AI well.

Not as a crutch. Not as a substitute for thinking. Not as some fantasy weapon that will let you dominate the world.

Use it as a tool.

Use it to expand your access to knowledge. Use it to test ideas. Use it to get a rough draft or minimum viable product moving. Learn what a minimum viable product is and why it matters so much to growth.

Use it to make an idea more tangible. Use it to model possibilities. Use it to iterate faster. Use it to tighten your thinking by forcing your vague idea into something clearer and more real.

An idea in your head can feel pretty smart. The moment you try to express it, structure it, test it, or build it into something visible, you’ll begin to see its strengths and weaknesses. AI can help accelerate your thinking process.

A lot of people are afraid that AI will eliminate jobs, upend industries, and leave ordinary people behind. That fear is understandable. But the larger pattern is nothing new.

History is full of major technological shifts that changed the economic framework people were living in. Industrialization changed everything. Then electricity. Then assembly lines, cars, computers, the internet, and smartphones. Each wave brought creative destruction. Old methods faded, old jobs shrank, new opportunities appeared, new leaders emerged.

AI is doing the same thing now. And the people who will thrive aren’t the ones who wish the old way would come back. They’re the ones paying attention to where the world is going, and responding.

Pay attention to what’s becoming easier, faster, cheaper, more valuable, or more scalable. Pay attention to which skills are fading and which ones are growing. Then adapt. Learn. Position yourself well.

That’s a far better response than fear.


On Health

At 21, most people feel almost invincible. That feeling can fool you into thinking poor habits are free. They aren’t. They just send their bills later.

Make physical activity a normal part of your life. Build it into your routine so deeply that you miss it when it’s absent. Walk. Run. Lift. Stretch. Work outside. Stay active in ways that make your mind and body stronger, more capable, and more durable.

Healthy habits pay real dividends over time. Energy, mobility, resilience, mental clarity, confidence, longevity, and quality of life. These aren’t accidents. They grow out of a disciplined and consistent approach to taking care of yourself.

If you build a strong base now, your future self will thank you.


On Faith

A 21-year-old may or may not have ever been meaningfully exposed to faith. Some were raised around it. Some were barely around it at all. Some were exposed to a shallow version of it and walked away before they were old enough to examine it for themselves.

But by 21, your openness to faith is your responsibility.

Faith should never be reduced to pretending. You don’t need to manufacture certainty where you still have questions. But you should stay open enough to seriously consider that life is more than work, pleasure, achievement, money, and survival.

Ask the bigger questions.

Why are you here? What is good? What is true? What does it mean to live well? What does it mean to love well?

These are foundational questions. If you ignore them, you’ll still build your life on some kind of answer. You just may not realize it.

Faith has a way of changing the scale of everything. It changes how you think about suffering, success, failure, purpose, love, forgiveness, responsibility, and hope. It gives context to things that otherwise feel random, hollow, or purely material.

Stay open. Read. Ask. Listen. Seek out serious people of faith, not just loud people with opinions.

You don’t have to have everything figured out at 21. But you’re old enough to begin seeking honestly.


On Learning from Good People

Find good people and pay attention to them.

Look for people whose lives make sense up close, not just people who look impressive from far away. Find people who have built something solid. Who work hard, keep their word, love their families well, handle money responsibly, and have endured difficulty without becoming cynical.

Ask questions. Watch what they do. Learn from their patterns.

At 21, you’re old enough to choose your influences more deliberately than ever before. Choose wisely.


On Freedom

Turning 21 brings new freedom. But freedom by itself is only raw material.

What matters is what you build with it. You can use it to drift, indulge, imitate, and react. Or you can use it to build capability, health, wisdom, faith, discipline, and a life that stands up under real weight.

That’s the better use of it.

The world tends to celebrate 21 by pointing to what you can now do.

I’d rather point to what you can begin becoming. That’s where the real opportunity is.

Happy Birthday, Isabella, from your favorite uncle.

Photo by Shai Pal on Unsplash

A Parable for Anyone Thinking About AI and Their Future

Let me tell you a story about a foosball player.

Not the person gripping the handles. Not the people leaning over the table. Not the ones watching from the side, reacting to every near miss and lucky bounce.

I mean the little player on the rod.

The one fixed in place. The one locked into one line. The one who can slide back and forth, but only so far. The one who can affect the game, but only if the ball comes close enough to matter.

They don’t choose the strategy. They don’t choose the timing. They don’t choose the pace.

Most of the time, they wait.

Then the ball comes their way, and suddenly everything matters. Angle. Timing. Readiness. Contact.

That sounds a little like work to me.

A lot of people spend their days in roles that aren’t all that different. They work inside boundaries they didn’t create. They carry responsibility inside systems they don’t control. They try to do their part well, even when they can’t see the whole field or understand everything that sent the work their way.

They may not know the whole game, or how the score is being kept. They may not even know what happened two lines back that sent the ball in their direction.

Still, when it reaches them, their moment is real.

There’s something important in that.

We don’t need to control the whole table to be responsible for our part of the play. We don’t have that kind of control in most of life. We’re asked something simpler and harder. Be ready. Pay attention. Do the best you can with what reaches you.

That alone is worth contemplating.

But what if we add artificial intelligence to the picture?

Imagine that same foosball player being given access to a system that sees patterns faster. A system that recognizes angles sooner. A system that can suggest where the ball is likely to go before the player fully sees it unfold.

At first, that sounds like help. And often it is.

The player reacts faster. The contact gets cleaner. The scoring chances improve.

AI helps people create faster, sort faster, summarize faster, and respond faster. It removes friction. It can make a capable person more effective inside the lane they’ve always occupied.

That is the promising side of it.

But there is also an uncomfortable part.

Once the system starts seeing faster and suggesting more accurately, someone above the table is eventually going to wonder why they still need the player. That question doesn’t always get asked out loud. But it’s there. You can feel it. Pretending otherwise doesn’t make it go away.

That unease is legitimate.

The question is what to do with it.

Here’s where I think the real work begins.

What separates a great foosball player from an automated one isn’t reaction time. Machines will win that contest.

The deeper difference is harder to name. Knowing when not to take the obvious shot. Recognizing that the ball coming from a certain direction is a trap, not an opportunity. Sensing that something is off and adjusting before the moment fully reveals why. Coordinating with the players on the other rods in ways that don’t require a word.

That’s judgment. That’s situational awareness. That’s the kind of thing that lives in the player, not the system.

AI can help with speed. It can help with prediction. It can surface options. But it doesn’t carry responsibility the way a person does. It doesn’t feel the weight of consequences. It doesn’t care about the human being on the other end of the decision. It doesn’t wrestle with what should be done. Only what can be done.

That still belongs to us.

I want to be honest about the limits of that claim. The argument that human judgment is safe from automation isn’t permanently settled. AI is advancing in that direction too. Anyone who draws that line with complete confidence is overconfident.

But if I define my value only by output and routine execution, I’ll always be vulnerable to something faster.

If my value includes judgment, trust, discernment, adaptability, and the ability to connect my small part of the field to a larger purpose, then the picture changes. AI becomes a tool I use, not a definition of who I am, or an immediate replacement for the work I do.

For some people, this reframing will feel like genuine good news. Their roles have always required judgment, and AI can finally free them from the parts that didn’t.

For others, the harder truth is that their role may need to change. Some work is primarily mechanical. Some lanes will be redesigned or eliminated in this process.

The courage in that moment isn’t pretending the role is something it isn’t. It’s being willing to grow. To move toward the parts of the field where human judgment still has the most to offer.

That is a hard ask. Unfortunately, for many people, it’s becoming a necessary one.

I also want to be honest about who fits this reframing the most. If you have domain knowledge, a network, and some runway, the opportunities ahead are genuine. If you are mid-career in a role that has been primarily mechanical, the path from insight to action looks different. That doesn’t make the direction wrong. It means the journey looks different depending on where you’re starting from.

But here’s something else worth considering, especially if uncertainty feels more like a threat than an opportunity.

The same tools raising these questions are also lowering barriers in ways we have never really seen before. Starting something new used to require capital, staff, infrastructure, and years of groundwork before the first real result.

That is still true for some things. But for many others, the gap between I have an idea and I have something real has collapsed in ways that are genuinely new.

The foosball player who spent years developing judgment, domain knowledge, and an instinct for the game now has access to tools that can help them build something of their own…not just execute better inside someone else’s system.

That’s a different kind of power than speed or efficiency.

It’s agency, if we choose to use it.

And it doesn’t have to be a solo venture. Some of the most interesting things happening right now involve small groups of people — two, three, maybe five — who share domain knowledge, complementary judgment, and a problem worth solving. With the help of these AI tools, they can pool their capabilities in ways that would have required a full company to attempt a decade ago.

Not everyone will go this route. Not everyone should.

But the option is more available than it has ever been. And for the person who has been quietly wondering whether there’s a different game they should be playing, this moment may be less of a threat and more of an opening.

The foosball player is still fixed to the rod. Still limited. Still dependent on timing. Still part of a game they don’t fully control.

That hasn’t changed.

What may need to change is the story the player tells about themselves. A bigger, truer one. One with more possibilities.

Use the AI tools. Learn how to maximize your position with them.

But don’t let AI reduce you.

You were never only the motion. You were never only the output. You were never only the kick.

You were the one responsible for what to do when the ball came your way, and that’s still true.

And now, for the first time, you may have more say than ever in choosing your table.

Photo by Stefan Steinbauer on Unsplash – I’ve only played foosball a few times. I’m terrible at it and haven’t played it enough to feel like the game is anything more than randomness and chaos. Funny thing is that lots of workers have a similar perspective on the job they’re doing for their employer.

The Space Where Imagination Still Lives

A sentence in a science fiction novel stopped me recently. It was a small line, easy to roll past, but it stayed with me long after I put it down.

“I’m proud of my imagination.”

I found myself wondering if I had ever thought of it that way. Proud. The bigger question that followed was a little more unsettling. Am I still using my imagination fully, or is it something I can see, but always remains just a few steps beyond my reach?

Most of us think of imagination as something that belongs to childhood. Living room forts. Long summer days that lasted forever. Stories invented simply because it was fun to live inside them for a while.

Then life moves forward and the tone shifts. Our imagination grows up with us. It gets invited into planning meetings and project updates. It earns its place by helping things get built, improved, delivered. It becomes practical.

That kind of imagination matters. It’s the force behind homes that rise from empty ground, companies that begin as ideas scribbled on paper, and communities that take shape one decision at a time. Many of the most meaningful things in life begin with a simple question. What if this could exist? And then our imagination stays long enough to help bring it into the world.

Yet there’s another layer, the one that’s harder to reach. Imagination without a destination. The kind that wanders. The kind that lets our curiosity move without a map, without an audience, without a finish line waiting just ahead.

Modern life doesn’t make much room for wandering. We reward clarity. We celebrate speed. Productivity gets our applause. Wandering gets a polite nod and then we move on.

Even creativity, when it happens, can start to lean toward usefulness. We think about who might care, how something might land, whether this is worth sharing. Before long, our imagination is wearing work clothes every day.

Still, the wandering version never disappears. It shows itself in moments we almost miss. A line in a book that makes us pause. A quiet walk where our thoughts drift farther than we planned. Standing on an open piece of land and picturing laughter and conversations that haven’t happened yet, paths that haven’t yet been carved.

Those moments feel different. The air seems a little wider. Time stretches just enough for possibility to breathe.

Imagination is our ability to see long before we start to solve. 

Across a lifetime it takes different forms.

-Playful imagination delights in possibility simply because it can.
-Building imagination turns vision into action and ideas into reality.
-Generative imagination pictures future experiences, future conversations, future memories waiting somewhere ahead.

Most of us live primarily in the second and third forms. We plan, design, and visualize. We imagine with purpose. The playful version visits less often, but when it arrives it carries a spark that feels unmistakable.

Part of what makes it harder to access is our internal voice of evaluation. Our mind asks its questions automatically. Does this make sense? Is this useful? Would anyone care? These questions help us bring ideas into the world. They also narrow our horizons.

Artists talk about the deep joy in creating something they love for its own sake. Then a second round of joy when that creation resonates with others. The order matters. Self first. Audience second. When the sequence holds, the work feels alive. The same may be true of imagination itself.

Imagination grows stronger when it has somewhere to roam. It expands when it’s allowed to exist without immediate purpose. That permission can live in small choices. Letting a thought run a little longer. Following an idea that seems interesting even if it leads nowhere. Sitting with possibility without rushing to decide what it means.

The wandering and the purposeful are partners. Each strengthens the other. The freedom to explore deepens our clarity to build. When imagination has room to stretch, what we create carries more life inside of it.

That line from the novel stayed with me because it felt less like a statement and more like a quiet commitment. To keep my imagination active. To keep it close at hand. To let it wander often enough that it never forgets how.

Maybe that’s the invitation for all of us. Keep a small door open. Let imagination step outside the boundaries of usefulness from time to time. Let it explore without needing a reason.

Because the farther our imagination travels, the richer life feels when we return.

Photo by Dobranici Florin on Unsplash – I can imagine a bunch of things in this photo, but the main reason I chose it is the way the sun glows on the fence posts. I made you look again, didn’t I.

Six Questions at the End of the Day

For the next two weeks, I’ll be doing something new.

Marshall Goldsmith is encouraging people to ask themselves six questions every day. That’s the whole experiment.

Six questions. Asked at night. Answered honestly.

They all start the same way:

Did I do my best to…

The questions don’t ask what happened to me today. They ask what I did with today.

During his webinar introducing the experiment, Mr. Goldsmith referred to the Rigveda, an ancient poem from India that he described as being thousands of years old. He just mentioned it and moved on.

I had never heard of the Rigveda, so down the rabbit hole I went after his webinar ended.

The Rigveda is a collection of hymns. A lot of it is about everyday things. The sun rising. Fire. Breath. Life continuing. There’s a sense that daily life matters. That how we live each day counts.

People have been trying to figure out how to live a good life for a long time. Way before self-help and leadership books. Way before webinars and podcasts.

St. Ignatius of Loyola comes to mind. He developed something called the Daily Examen. It’s a review of the day. You look back. You notice where you were grateful. You notice where you fell short. You think about tomorrow.

Different times. Different traditions. Same basic ideas.

At the end of the day, pause and ask, “How did I live today?”

Goldsmith’s six questions fit right into that pattern.

Did I do my best to be happy today?

The question hits differently when the day is already over. I can see clearly whether I purposely enjoyed the day or just rushed through it.

Did I do my best to build positive relationships?

Now I’m thinking about the way I spoke to someone. Whether I listened. Whether I gave someone my full attention.

The questions are short. The reflections take some time.

Goldsmith describes happiness as “enjoyment with the process of life itself.” Happiness lives inside the day. It grows out of our engagement with what’s already in front of us.

The writers of the Rigveda seemed to understand that. Ignatius understood it too. They’re asking us to pay attention to our life and actively engage in it.

I’m only a few days into this experiment. Nothing dramatic has happened. No big breakthroughs.

But I know I’ll be answering these six questions later. I move through the day with more awareness. I catch myself sooner. I stay present a little longer. I think twice before reacting.

It’s a small shift…but small shifts repeated over time shape our lives.

Thousands of years have passed since the Rigveda was written. Centuries since Ignatius taught people to examine their day.

Our modern life looks very different, but the question remains the same.

How did I live today?


Here are Goldsmith’s six questions:

Did I do my best to set clear goals today?

-Did I do my best to make progress towards my goals today?

-Did I do my best to find meaning today?

-Did I do my best to be happy today?

-Did I do my best to build positive relationships today?

-Did I do my best to be engaged today?

h/t – Marshall Goldsmith

Photo by Jonh Corner on Unsplash – looks like an awesome spot to think about these questions.

The Second Generation Is Where It Gets Real

The first version of almost anything is an act of discovery. We’re learning in real time, usually without understanding what we’re building. We don’t yet know which parts will matter, which ones deserve less attention, or where the challenges are.

The first version is shaped by assumptions. Some accurate, others incomplete. It’s often held together by optimism and a willingness to learn as we go.

The first generation isn’t meant to be polished or permanent. Its purpose is proof of life.

Does this idea work at all?
Do we enjoy pursuing it?
Is there something here worth continuing once the novelty fades?

Many ideas never move beyond that first stage. Excitement gives way to routine. Maintenance enters the picture. It’s decision time.

Is this something I’m willing to own, or was I simply exploring an interesting possibility?

If the answer leans toward exploration alone, the idea stalls, usually forever. It never makes the leap from curiosity to commitment.

That leap matters.

William Hutchison Murray said it well, “Until one is committed, there is hesitancy…the moment one definitely commits oneself, then Providence moves too.”

The second generation begins at that moment of commitment.

If we choose to begin version two, everything changes.

We’re no longer experimenting or learning if this idea works. We’re deciding that it matters enough to carry forward.

We’re operating with experience now. We’ve seen where effort was misdirected and where the momentum came from. We understand which details carry lasting value and which ones only seemed important at first.

More importantly, we own it now.

That’s why the second generation feels heavier. The weight of responsibility belongs to us. We know too much to pretend otherwise.

An idea that survives long enough to earn a second version has already passed an important test. It has encountered reality and endured.

The first generation asks whether something can exist. The second generation answers whether it should continue.

From there, our work evolves. Spontaneous ideation turns into direction. The purpose becomes clearer than the feature set. Identity begins to emerge.

This is how we do it.
This is what matters.
This is what we’re willing to stand behind.

The second generation is the foundation for everything that follows…far more than the first. It establishes patterns, standards, and expectations for what comes next.

Tackling version one takes courage. But finishing that version is only part of the journey.

The deeper test lies in beginning again. This time with clearer eyes, better judgment, and full ownership of what we’re building.

We move from discovering what we could build to owning what’s truly worth building.

Photo by Ivan Aleksic on Unsplash

If you know someone standing at the edge of a second generation, feel free to pass this along to them.

Living Inside History

Every generation believes it’s living through extraordinary change.

And in a way, every generation is right.

Economic strain, political division, conflict, and rapid technological change appear in different forms, but the underlying tension remains the same.

Ray Dalio describes what he calls the Big Cycle. The rise and decline of nations shaped by debt, money, internal division, and shifting global power. He would say we’re late in that cycle, marked by high debt, widening wealth gaps, and growing competition among world powers.

Harry Dent approaches history through demographics, studying population growth, and generational spending patterns. From his view, today’s economic strain reflects aging populations, slower growth, and the unwinding of decades of expansion.

Different perspectives. Similar conclusions.

Neither claim to predict the future with precision. Debt cycles, demographic waves, generational moods, technological revolutions, and geopolitical tensions move simultaneously. Understanding these forces and their patterns helps us recognize the currents. How we live within them is still our responsibility.

I remember the OPEC oil embargo of the 1970s and gas lines stretching for blocks. I was in elementary school as interest rates climbed above twenty percent. I watched the Reagan Revolution reshape economic thinking and bring supply-side theory into the mainstream.

I lived through the Iranian Revolution in 1979, the taking of US hostages, and the subsequent spread of militant extremism across parts of the Muslim world over the next four decades. I watched an airplane strike the World Trade Center in real time.

I grew up under the shadow of the Cold War, when nuclear conflict felt possible at any moment. I saw the optimism that followed the fall of the Soviet Union and then watched China open to the world after decades of isolation. I remember the theories about how expanding capitalism in China might soften their communist approach to governing.

I witnessed the savings and loan collapse, multiple stock market crashes, the Great Recession, and a global pandemic that disrupted economies, institutions, and families alike. I watched how strongly governments grasp control when certainty disappears.

I saw personal computers and then the internet transform daily life, followed by the digital economy, smartphones, social media, and now artificial intelligence reshaping work itself.

I can think of countless other historical events that have happened in the span of one life. Each moment felt unprecedented. Each reshaped the world, sometimes positively, sometimes negatively.

And yet, life continued.

When history is written, it focuses almost entirely on macro events. The narratives are dominated by wars, collapses, elections, revolutions, and markets. What rarely appears are the countless individual lives unfolding quietly alongside these events.

History does not record families eating dinner together during times of high inflation. Nor does it record weddings that took place during recessions or children born during wars. It overlooks the laughter that survived fear and the quiet courage required to just keep going.

But these individual experiences of life form the definition of humanity.

For every name preserved in textbooks, millions of people were doing what people have always done. They worked. They loved. They raised children. They cared for neighbors. They hoped tomorrow might be a little better than today.

Macro forces shape conditions. They influence opportunity and may narrow our options. They may, unfortunately, end our life or the lives of someone we love. But they don’t define a life.

Inside every macro upheaval exists our “micro” life. The life lived within the headlines rather than dictated by them.

The world may determine interest rates. It does not decide whether we act with kindness. It may influence careers, but it does not control our integrity. It may introduce hardship, but it does not determine how we respond.

Our response is where freedom still lives.

Viktor Frankl understood this more clearly than almost anyone. After enduring unimaginable suffering in Nazi concentration camps, he observed that nearly all external freedoms can be taken from a person. One freedom remains intact. The ability to choose one’s attitude and response to circumstances.

Events may constrain us. They may demand adaptation. They will never own our human spirit.

In my office, I have a wall filled with photographs. Family gatherings. Wedding days. Trips taken together. Beautiful places. Ordinary moments that became lasting memories.

When I step back and look at this wall, patterns appear.

We worked hard.

We made time for one another.

We traveled together.

We celebrated milestones.

We were living out our hopes and dreams, and we still are.

My wall has no charts or financial forecasts. No macro trend lines. But it tells the story of what matters most.

None of these moments waited for ideal conditions. They unfolded alongside inflation, recessions, political change, and uncertainty. The photographs capture lives shaped by ordinary but important choices made amid extraordinary times.

As we traveled, we met families across many countries. Different customs. Different faiths. Different governments. Yet everywhere we went, the hopes sounded familiar. Parents wanting the best for their children. Families striving for opportunity. Communities longing to contribute and belong.

The differences emphasized by the world shrink quickly when people speak about those they love.

Human aspirations remain remarkably consistent.

History changes its outward form. The heart changes very little.

You will live through upheavals of your own. Some will be frightening. Some will be unfair. Some will test your trust in institutions or leaders.

Remember this.

You are not responsible for controlling history. You are responsible for how you live inside it.

You will not choose the history that surrounds you. You will choose the values you carry through it.

You choose how you treat people.

You choose how to adapt.

You choose how you show up for your family.

You choose whether uncertainty hardens you or deepens your compassion.

You choose whether fear leads or faith steadies you.

These are your choices. Always.

Humanity endures because ordinary people continue to build their lives amid uncertainty. They love, they work, they fail, they adapt, and they hope, even while larger forces move around them.

While empires rise and fall, families persist.

That is the quiet march you belong to. Rarely captured by historians yet carried forward by generations.

History happens around you.

Life happens within you.

Live your life well. Love deeply. Work honestly. Stay flexible. Hold your faith. Care for one another.

If you do that, you will live a meaningful life regardless of when you were born.

As I was finishing this post, I found these quotes from George Bernard Shaw. The words come from two different writings of his from the early 1900’s. Together they express something important about what it means to live well within whatever history hands us.

“This is the true joy in life, the being used for a purpose recognized by yourself as a mighty one; the being a force of Nature instead of a feverish, selfish little clod of ailments and grievances complaining that the world will not devote itself to making you happy. “

“I am of the opinion that my life belongs to the whole community, and as long as I live it is my privilege to do for it whatsoever I can. I want to be thoroughly used up when I die, for the harder I work the more I live. I rejoice in life for its own sake. Life is no ‘brief candle’ for me. It is a sort of splendid torch, which I have got hold of for the moment; and I want to make it burn as brightly as possible before handing it on to future generations.”

h/t – Atkins Bookshelf

Photo by Federico Giampieri on Unsplash

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You can also listen to the Grandpa Bob Encouraging Leadership Podcast, where I share short reflections on leadership, life, and learning.

Thanks for reading!

Grandpa Bob Encouraging Leadership — A New Podcast

Over the last 15 years, I’ve written a lot of words.

Words shaped by work and leadership challenges.

Words that grew out of quiet reflection or things that caught my attention at just the right moment.

Many of them were also shaped by family, faith, mistakes, and moments that stayed with me longer than I expected.

More than a few people have suggested I start a podcast. They’d tell me it’s a lot easier to listen than it is to keep up with a bunch of new reading assignments each week.

While my mom was still alive and living with significant vision loss from macular degeneration, I gave the idea serious thought. Listening would have been the only practical way for her to “read” my posts.

Unfortunately, that “serious thought” didn’t turn into action in time for her to benefit.

Ironically, for someone who usually believes in starting, then figuring things out along the way, I let all the steps required to set up a podcast get in the way of beginning.

Until now.

So today, I’m launching a new podcast:

Grandpa Bob Encouraging Leadership

This podcast is a series of short reflections on leadership, life, and learning. I’m sharing them first and foremost with my grandchildren…and with anyone else who might be listening in.

The episodes are intentionally brief, thoughtful, and unhurried.

They’re the kind of reflections you can listen to on a walk, during a quiet drive, or at the start or end of your day.

They’re meant to create space, not fill it.

Who it’s for

At its heart, this podcast is for my grandkids.

Someday, years from now, I want them to be able to hear my voice and know what mattered to me.

The things I noticed. What I learned the hard way. What I hope they carry with them as they find their own way in the world.

But leadership lessons rarely belong to just one audience.

So, if you’re listening, as a parent, a leader, a teacher, or simply someone trying to live well, you’re welcome here too.

What we’ll talk about

Each episode explores a simple idea. Here are some examples:

-Showing up when progress feels slow

-Letting go of certainty

-Choosing gratitude over entitlement

-Learning to wait without drifting

-Leading with trust, humility, and patience

-Paying attention to what’s quietly shaping us

    There won’t be hype. There won’t be slogans. There certainly won’t be any fancy edits.

    I’ll discuss questions worth talking about, and observations a loving grandfather hopes to pass along to his grandkids.

    An invitation

    You can find Grandpa Bob Encouraging Leadership wherever you listen to podcasts.

    Don’t worry if you can’t listen to every episode.

    Please feel free to disagree with anything I say. I don’t have a monopoly on the right answers.

    If even one episode helps you pause, notice something new, or steady yourself a little, then it’s doing what it was meant to do.

    Thanks for listening.

    And if you’re one of my grandkids reading this someday, know that I believe in you and I’m always rooting for you.

    If you’re listening alongside them, the same is true for you.

    Photo by Patrick Fore on Unsplash

    AI as Iteration (at Scale)

    We call it Artificial Intelligence, but large language models don’t think, reason, or understand in human terms.

    A more accurate description might be Artificial Idea Iteration since these tools dramatically compress the cycles of research, drafting, testing, and revision.

    SpaceX didn’t transform spaceflight by having perfect ideas. They collapsed the time between ideas and reality. Failing fast, learning quickly, and iterating relentlessly.

    AI creates the same dynamic for knowledge work, letting us move from intuition to articulation to revision in hours instead of weeks.

    Engineers rely on wind tunnels to test aircraft designs before committing real materials and lives. AI does this for thinking.

    Iteration itself isn’t new. What’s new is the scale for iteration that we now have at our fingertips. We can explore multiple paths, abandon weak directions quickly, and refine promising ones without the time, coordination, and risk that once kept ideas locked in our heads.

    When iteration becomes inexpensive, we can take more intellectual risks and shift from trying to always be right to trying to always get better.

    It’s ironic that as iteration is becoming cheaper and faster with AI tools, human judgment becomes more valuable. Someone still needs to know what’s worth developing, what deserves refinement, and when something is complete rather than exhausted.

    The intelligence was never in the machine. AI simply gives us the capacity to develop ideas, test them against reality, and learn from the results at a scale and speed we’ve never had before.

    Iteration at scale changes what’s possible. Judgment determines what’s worth pursuing.

    Photo by SpaceX on Unsplash – when SpaceX proposed the idea of landing and reusing their rocket boosters after each launch, the idea seemed impossible. Now it’s happening about 3 times per week…and they’re just getting started. 

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    What If Jarvis Is Available to Each of Us?

    One of the best parts of the Iron Man movies is Jarvis, the ever-present AI system that acts as an extension of Tony Stark’s mind. Jarvis is a collaborator. A research analyst. A pattern finder. A problem solver. He handles logistics, runs calculations, surfaces insights, and stays ready in the background until Tony needs him.

    Jarvis amplifies and extends Tony’s genius.

    Recently, I introduced a friend to ChatGPT. He hasn’t jumped into any AI tools yet, but he can see that people around him are finding real value in them. Like many thoughtful people, his first questions weren’t about features. They were about data privacy. About whether these tools were simply repackaging other people’s work. About what was really going on under the hood.

    At one point, he asked a simple question:

    Is it like having Jarvis around whenever you need him?

    To me, the honest answer is yes.

    But it’s also important to realize that Jarvis isn’t perfect. And neither are the AI tools available to us today.

    The First Questions Matter. Almost every serious conversation about AI tools begins in the same place.

    Is my data safe?

    Who owns the output?

    Can I trust what I’m getting back?

    These are the same questions we ask whenever a new digital tool emerges.

    At a basic level, paid versions of tools like ChatGPT don’t use our conversations to train public models. Even with that protection in place, I still guard my data carefully. If I’m asking questions related to finances, health, or legal matters, I use hypothetical scenarios rather than personal specifics. I’m the first line of defense when it comes to my personal information.

    In professional and commercial environments, organizations using business or enterprise versions gain additional protections around data isolation, encryption, access controls, and audit logging. At the enterprise level, some platforms even allow customers to manage their own encryption keys on top of the platform’s security.

    The tool doesn’t decide what’s appropriate to share. We do.

    Who Owns the Output? We do. The tool doesn’t claim authorship. It doesn’t retain ownership of what it produces for you. The output becomes yours because you directed the work, supplied the context, and decided how the result would be used.

    But ownership is only part of the story. Responsibility matters just as much.

    The tool doesn’t know your intent. It doesn’t understand your audience. And it doesn’t bear the consequences of getting something wrong. That responsibility stays with the human in the loop. That’s us.

    In that sense, using AI isn’t fundamentally different from working with many other analytical tools we may have used for decades. The work becomes yours because you shape it, refine it, and ultimately stand behind it.

    A Note on Sources and Attribution. Owning the output also means owning the responsibility for its accuracy and integrity. This is especially important when it comes to research and citations.

    AI tools can pull together large volumes of information, synthesize ideas across many inputs, and present them in clean, compelling language. That capability is incredibly useful. But it doesn’t remove the author’s responsibility to understand where ideas come from and how they’re represented.

    The tool may summarize research. It may surface commonly known concepts. It may produce language that sounds authoritative and polished. What it doesn’t guarantee is proper attribution or assurance that content isn’t too closely mirroring a specific source.

    That responsibility stays with the human.

    When I use AI for research or writing, I treat it as a starting point. I ask it to surface each source. I follow links. I read original material. And when an idea, quote, or framework belongs to someone else, I make sure it’s credited appropriately. This step also helps catch hallucinations that sound amazingly accurate.

    Ownership requires standing behind the integrity of the work to the best of your ability.

    Can I Trust What I’m Getting Back? Usually. Only with supervision. AI tools are very good at consuming information, identifying patterns, and accelerating first drafts. They are less reliable when precision, nuance, or real-world verification is required.

    They can be confidently wrong. They can lose context. They can blend accurate information with outdated or incomplete details.

    AI tools hallucinate regularly, though this tendency improves with each new model release. These aren’t reasons to dismiss AI as a tool. They’re reminders to understand what AI is and what it isn’t.

    Trust paired with skepticism is the right approach. AI tools are fast-thinking assistants, never the final authority.

    Verification still matters. Judgment still matters. Experience still matters. In fact, the better your judgment, the more valuable these tools become.

    Why Memory Changes the Equation. Most people use AI tools like a smart search engine. Ask a question. Get an answer. Move on.

    That works. But it barely scratches the surface of what’s possible. The real multiplier happens when the tool is allowed to remember context.

    ChatGPT includes a memory capability that lets you intentionally store preferences, patterns, and reference material across conversations. Used well, this transforms the tool from something you query into something you can collaborate with.

    Over the past year and across hundreds of prompt conversations, I’ve shared:

    -My writing voice and stylistic preferences

    -A digital copy of a leadership book I wrote over a decade ago (about 65,000 words)

    -An autobiography I wrote for my children and grandchildren (about 90,000 words)

    -Hundreds of blog posts published over the past 13 years (roughly 240,000 words)

    -How I like to structure projects and approach new work

    In total, I’ve trained the tool with nearly 400,000 words of my original content. This began as an experiment to see if I could reduce generic responses and encourage the tool to approach questions from my foundational perspective.

    The difference is tangible. Early on, whether I was drafting communication, analyzing problems, or organizing ideas, the tool would produce polished but generic output that required extensive rewriting. Now, it reflects my priorities, uses frameworks I’ve shared, and produces work that feels aligned with how I think. I still edit quite a bit, but I’m refining rather than rebuilding.

    Collaboration Requires Judgment. My friend asked me another important question.

    Do you still feel like the writing you produce with it is yours?

    Yes. Completely.

    Every project I’ve worked on with these tools begins with my original content, reinforced by reference material I created long before AI entered the picture. Hundreds of thousands of words written over more than a decade. Clear intent about audience and purpose, using a defined process I’ve established before drafting anything.

    The tool supports rather than replaces my judgment. Drafts usually require significant edits, shifts in tone, and sometimes complete rewrites.

    Where it excels is in synthesis. In retrieval. In pattern recognition across large bodies of work. In accelerating first drafts that already have direction.

    Large projects require constant supervision. Threads get crossed. Context gets muddled. The tool needs redirection, clarification, and sometimes retraining as the work evolves.

    This is simply the nature of collaboration.

    Why the Hype Misses the Point. There’s a popular narrative circulating that anyone can now write a book, write a complex software application, create a website, start a business, or become an expert with just a few well-written prompts.

    This misunderstands both the tools and the craft associated with each of these tasks.

    I think of AI the way I think of a great camera. We can all buy the same equipment. That doesn’t guarantee an amazing photo. The quality still depends on the eye behind the lens, the patience and skills to frame the shot, and the willingness to edit ruthlessly afterward.

    Ansel Adams once said that asking him what camera he used was like asking a writer what typewriter he used. The tool matters. But it has never been the point.

    The same is true with AI tools.

    Without intent, taste, and care, straight AI output feels flat and formulaic. Readers will notice. Substance can’t be faked. Depth doesn’t appear by accident.

    These tools reflect the discipline of the person using them.

    Hitting the Ground Running. For someone just getting started, the biggest mistake is expecting magic. The better approach is to build understanding and training into the process (for you and the AI tool).

    Explain what you’re trying to do.

    Tell the tool how you think.

    Correct it when it’s wrong.

    Guide it when it drifts.

    Treat it like a junior collaborator. One that’s fast, tireless, and remarkably capable…but still dependent on direction and context.

    If you’re looking for a practical first step, try this. Find an article you’ve read recently and ask the tool to summarize it. Compare that summary to the original. Notice what it captured, what it missed, and what it misunderstood. This simple exercise reveals both the tool’s strengths and its limitations in a low-stakes way.

    From there, you might ask it to help you draft an email, outline a presentation, or brainstorm solutions to a problem you’re facing. Start with tasks where you can easily evaluate the quality of the output and provide feedback on what the tool provides. 

    Over time, you’ll notice the quality improves. That’s when the tool begins to resemble the Jarvis we imagined. It isn’t perfect, but it becomes more aligned with what you value most and how you like to approach your work. At the same time, your understanding of its strengths and limitations becomes clearer through consistent use.

    AI doesn’t replace thinking. It requires it.

    Used carelessly, it produces noise. Used deliberately, it sharpens your insights.

    The question is whether we’re willing to slow down at the beginning, set expectations, and engage AI tools with proper intention.

    Only then can these tools truly serve us well.

    Photo by Chris Haws on Unsplash – photographers often say, “It’s about the photographer, not the camera.”

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    Always Improve Your Position

    A few days ago, I was listening to Jocko Willink speak about the quiet discipline behind Brazilian jiu-jitsu. I’m not a jiu-jitsu person, but one idea landed for me. It’s a truth I already knew but had never heard spoken so simply:

    Always improve your position.

    In jiu-jitsu, nothing happens all at once. A submission arrives like lightning, but only to the untrained eye. What looks like a sudden victory is really the final expression of dozens of subtle movements that came before it. A hip shifts. A grip tightens. An elbow gains an inch of space. Most of these moves go unnoticed. Each small adjustment creates a little more room, a little more leverage, a little more advantage.

    I’ve always believed real progress works this way. It’s rarely dramatic. It’s quiet and patient. The accumulated effect of showing up, learning something new, adding a bit more care, and preparing a little more than required.

    Breakthroughs rarely come from a single moment of inspiration. They come from the quiet work no one sees. The thoughtful practice that sharpens your skills, the trust built over months of ordinary conversations, the time spent learning before making a decision. When opportunity arrives, it looks sudden to others. To you, it feels like the next logical step.

    This truth showed up clearly for me after a derecho tore through our property on Father’s Day weekend a few years ago. Ninety-mile-per-hour winds knocked down at least thirty trees across multiple acres. When I walked our land the next morning, everything felt broken and overwhelming. The cleanup looked like a project that would take months. I didn’t have months to devote to it.

    But I did have mornings. So, I decided to work for an hour and a half every day before work. I cleared a small section each morning. It was incredibly slow. I dragged branches, cut trunks, chipped debris, split firewood, and made countless trips to our local dump. Small steps, small progress, one morning at a time.

    Over the course of a year (maybe more), I worked my way across our entire property. Along the way, I cut in new hiking trails and removed a number of unhealthy trees. What started as a mess became a healthier stand of trees and a network of paths that look like they’ve been here forever.

    Out of destruction came a daily habit that changed my life. I still work outside every morning. Clearing brush, trimming trees, expanding trails, building chicken coops, restoring a rustic barn. All in small ninety-minute bites. It’s like a time-lapse video created through countless quiet mornings of small improvements.

    The pattern I saw on my land is exactly what Jocko described on the mat. I didn’t need a grand plan or a burst of superhuman effort. I needed to improve my position every day, just by a little.

    Improve your position today, even by an inch, and tomorrow becomes easier. Improve it again tomorrow, and the day after that reveals options that didn’t exist before. You don’t need surges of motivation or dramatic reinvention. You only need the willingness to keep moving, always improving.

    Careers grow this way. Trust grows this way. Faith deepens this way. Families strengthen this way.

    Progress won’t always be linear. Some days distractions will pull us off course, or setbacks will undo work we thought was finished. All of this is part of the journey. Even then, the way forward still comes through small steps. Imperfect, uneven, but the work of always improving our position remains the same.

    We improve our position slowly, almost without noticing. That’s enough. Tomorrow, we’ll improve again. Then one day, we’ll find ourselves able to take a step that would have felt impossible a year ago.

    Focus on the next inch. The miles will take care of themselves.

    Photo by Walter Martin on Unsplash – a great rendition of my early morning work environment for at least a year.